Kids are always on the move—running, climbing, jumping, and sometimes taking a tumble. Whether it’s a slide into home plate, a misstep on the soccer field, or a rough landing from the monkey bars, accidents happen. In fact, over 775,000 children under 14 visit the ER each year for sports-related injuries, according to Stanford Medicine. It’s not a question of if—it’s when. And with 1 in 4 ER visits costing $3,000 or more, a simple broken bone or a few stitches can put a major strain on your budget. Stay prepared and protect your family from the unexpected.
At A2Z Insurance Agency, we know that bumps, bruises, and broken bones are just part of growing up. Our accident insurance is built for families like yours—because when kids play hard, accidents happen.
● Get financial help for ER visits, hospital stays, X-rays, and follow-up care.● Focus on your child’s recovery without the stress of medical bills.● Have peace of mind knowing you're covered for the inevitable.
Kids will climb higher, run faster, and take risks—and while you can’t always prevent the fall, you can be ready for what comes next.
Individual care
You and your family are far more than just a policy number to us at A2Z Insurance agency.
● Flexible Coverage: Our policies are tailored to fit your specific needs and budget.● Financial Protection: Receive cash benefits helping cover unexpected medical expenses or lost wages.● Family-Focused: Options available to cover your entire family.
Who Needs Accident Insurance?
Those who need assistance with additional costs following an accident involving themselves or a covered family member.
● Individuals and families with active lifestyles● Families with small children● To complement their existing health insurance● People looking for affordable protection against unexpected medical costs
Full protection
We provide a variety of accident insurance options for different types of clients.
● Adults and Children: Our comprehensive policies cover individuals and families, including spouses/domestic partners and children.● Children-Only Coverage: We offer specialized policies tailored to meet the unique needs of children. Please note: One member on the policy has to be 18 years old to enter into an insurance contract. ● Cash benefits for injuries or accidental death covered by the policy.● Potential health and wellness payments for enrolles.
Help when you need it most
Are you dealing with significant out-of-pocket expenses?
● The cost of an emergency room (ER) visit can vary significantly depending on the location, severity of the injury, and treatments required. The average emergency room visit can cost between $500 and $3,000 or more. From minor injuries, like a sprained ankle or a small cut that requires stitches, to more intensive treatments like surgery, the cost can easily exceed $3,000 or more. Accident insurance can help cover a portion of these costs.
Does your family have a high deductible health plan?
Accident insurance can help cover a portion of these costs.
Helps Cover Out-of-Pocket Costs
With a high deductible plan, families must pay a large portion of healthcare costs before insurance kicks in. Accident insurance can help cover these out-of-pocket expenses, reducing the financial burden during emergencies.
Wide Coverage for Unexpected Injuries
Coverage for a range of injuries caused by accidents, such as broken bones, burns, sprains, and more, which may not be fully covered under a high deductible health plan.
Peace of Mind
Families can feel more secure knowing they have a financial safety net in place if an unexpected injury occurs, without worrying about how to pay for emergency medical services.
How can I contact an insurance agent?
What type of services does Personal Accident Insurance pay benefits for?
What Physician follow-up services are included?
What types of medical equipment are covered?
What is the Annual Benefit Bank?
What is the Annual Deductible
What is the Benefit Payout?
Don't let an accident catch you off guard. Contact A2Z Insurance Agency to learn more about our Accident Insurance options. We're here to help you find the right coverage to keep you and your family protected, no matter what life throws your way.
Remember, with A2Z Insurance Agency, protecting your family is as easy as A-B-C.